Financial Guarantees for Business

We act as intermediaries in issuing guarantees and bonds (bid, advance payment, performance, warranty period, maitanance, and etc.) in the fields of construction, goods and services supply, tourism, waste recycling, etc. We collaborate with European and global brokers, credit institutions, insurance companies.

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Contact

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Terms and benefits of guarantees

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Annual interest rate from 1.1%;
Term from 1 month to 12 years;
First demand guarantees issued without additional fee;
Ability to provide guarantees in different languages, legal frameworks, adapt to various forms of guarantees;
Foreign bank guarantees issued without cash collateral;
Ability to issue guarantees when insurance limits are exceeded;
Guarantees can be issued flexibly, even without sufficient financial indicators, the possibility to substantiate reliability with a business plan.

The documents provided for the initial assessment of the guarantee:

• Financial statements for the last year (balance sheet and profit (loss) statement);

• Contract being guaranteed;

• Questionnaire.

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A.F.I. Società di Mutuo Soccorso is a mutual insurance and guarantee association registered and supervised by the Italian Ministry of Economic Development (Ministero dello Sviluppo Economico). It is authorized to carry out mutual assistance activities under Law No. 3818 of April 15, 1886, as subsequently amended. A.F.I. Società di Mutuo Soccorso is also registered in the cooperative register under number C138679, regulated in accordance with the Ministerial Decree of June 23, 2004, issued by the Minister of Economic Development. The organization has been registered and operating since 1980, with its registered address at Via Alberto Tallone 84, Rome, Italy, and company registration number RM-458446. According to the 2023 financial statements, the organization’s revenue amounted to €13,277,100, cash and cash equivalents totaled €4,270,000, and liabilities stood at €52,200. As of December 31, 2024, the company's share capital amounted to €7,550,000.

Lloyd Mutua Italiana is a Mutual Insurance and Guarantee Association registered and supervised by the Italian Ministry of Economic Development (Ministero dello Sviluppo Economico). The company is authorized to carry out mutual guarantee activities under Law No. 3818 of April 15, 1886, and subsequent amendments provided in Article 23 of Law No. 221 of December 17, 2012, which ratified, with modifications, Decree No. 179 of October 18, 2012. Lloyd Mutua Italiana is also registered in the Cooperative Register under number C136887, regulated by the Decree of the Minister of Economic Development of June 23, 2004. The ATECO code for Lloyd Mutua Italiana is 64.92.09, classified as "Other credit and guarantee provision activities." The organization's registered address is Via Dalmazia, 31, 00198 Rome, with company code 16319521007.

Consorzio Finsistem operates as a specialized credit guarantee institution supervised by the Bank of Italy (equivalent to a Specialized Bank under Lithuanian law), registered under Article 155(4) of the TUB (Testo Unico Bancario – Unified Banking Code) and listed as a small guarantee institution under number 187. The company has been operating since 2020. Consorzio Finsistem, located at Via Filippo Turati 38, Milan, Italy, has the company code 11655740964.

Institutions for which we act as intermediaries in providing guarantees*:

*We collaborate as intermediaries with certain financial institutions for foreign brokers