Financial Guarantees for Business

We act as intermediaries in issuing guarantees and bonds (bid, advance payment, performance, warranty period, maitanance, and etc.) in the fields of construction, goods and services supply, tourism, waste recycling, etc. We collaborate with European and global brokers, credit institutions, insurance companies.

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Contact

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Terms and benefits of guarantees

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Annual interest rate from 1.1%;
Term from 1 month to 12 years;
First demand guarantees issued without additional fee;
Ability to provide guarantees in different languages, legal frameworks, adapt to various forms of guarantees;
Foreign bank guarantees issued without cash collateral;
Ability to issue guarantees when insurance limits are exceeded;
Guarantees can be issued flexibly, even without sufficient financial indicators, the possibility to substantiate reliability with a business plan.

The documents provided for the initial assessment of the guarantee:

• Financial statements for the last year (balance sheet and profit (loss) statement);

• Contract being guaranteed;

• Questionnaire.

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Consorzio API FIDI operates as a specialized credit institution under the supervision of the Bank of Italy, equivalent to a Specialized Bank*, registered pursuant to Article 155(4) of the Italian Unified Banking Code (Testo Unico Bancario, TUB) and included in the list of small guarantee companies under number 106. The company has been active since 2020. Consorzio API FIDI is located at Via Porzio 4, Centro Direz. IS. G1, Napoli, Italy, and its company code is 6811190633.

China Merchants Bank (CMB) is a Chinese bank headquartered in the Futian District, Shenzhen, Guangdong Province, China. Founded in 1987, it is the first commercial bank in China whose shareholders are solely legal entities. By 2022, China Merchants Bank had approximately 140 branches, over 1,700 sub-branches, 3,500 self-service centers, and more than 12,000 self-service machines.

According to capital size, China Merchants Bank was the sixth-largest bank in the country based on 2023 data (equity capital: EUR 130.94 billion). Source: www.thebanker.com

Indicators:

Revenue: EUR 58.84 billion
Operating income: EUR 43.76 billion
Total assets: EUR 1,341.24 billion
Equity capital: EUR 130.94 billion

ABOUT CHINA MERCHANTS BANK EUROPE (LUXEMBOURG BRANCH)

The credit institution CHINA MERCHANTS BANK (EUROPE) S.A., with its registered office in Europe at 20, BOULEVARD ROYAL – LUXEMBOURG, LEI code 549300ZBZQ6M21ZGGY79, MFI ID: LUB00417, VAT number LU33104655.

The Luxembourg Branch was established in 2015. In 2023, the Luxembourg Branch achieved a net operating income of EUR 36.8897 million. China Merchants Europe S.A. (Luxembourg), issued and paid-up capital of EUR 100,000,000, is 100% owned by China Merchants Bank.

Institutions for which we act as intermediaries in providing guarantees*:

*We collaborate as intermediaries with certain financial institutions for foreign brokers